| 1. |
You (being the person named as the “applicant” in the application) represent and warrant that all information (including any documents) you have given to us in connection with this application is correct, complete and not misleading. You also authorize us to verify from any source we may choose. If you are a Principal Card Applicant, you further represent and confirm that the Principal Card Applicant is a Hong Kong resident and is at least 18 years of age. |
| 2. |
You acknowledge that we may decline your application without giving you any reason for doing so. |
| 3. |
You acknowledge that: (i) our Customer Terms and the applicable documents referred to in Part A of our Customer Terms (including Credit Card Terms and other prevailing terms and conditions, “banking agreement”) have been made available to you at any of our branches and on our website at http://www.sc.com/hk; (ii) a highlight of the banking agreement has been provided to you as appended in this application form; (iii) unless you have indicated your choice to receive a hard copy, you agree to receive an electronic copy of the banking agreement; (iv) you have read and understood the banking agreement and/or a highlight of it; and (v) you agree to be bound by the banking agreement. |
| 4. |
You have read and agreed to be bound by the Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (“Ordinance”) and the Code of Practice on Consumer Credit Data (“Notice”) which has been available to you at any of our branches and on our website at http://www.sc.com/hk. |
| 5. |
You confirm that: (i) none of your credit cards have been cancelled due to payment default; (ii) you do not have any payments overdue by more than one month on any loans or credit cards you have with other financial institutions; and (iii) you are not and have never been bankrupt and you have no intention to petition nor are you currently petitioning for bankruptcy. |
| 6. |
You represent and warrant that you have complied and will comply with all applicable law (including any foreign exchange restriction) in connection with our banking agreement. |
| 7. |
Unless otherwise specified above, you confirm that you are not a relative or spouse/ex-spouse of any of our directors, employees with lending authority or shareholders holding more than 10% of our issued shares (“specified persons”). Moreover, none of the specified persons mentioned herein is your guarantor of any other matters. You agree to notify us in writing as soon as reasonably practicable if you subsequently become aware of any change in circumstance. |
| 8. |
We will serve a written notice to you at your correspondence address set out in the application form if we accept your application. |
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| You understand and agree that for the purpose of reviewing your existing credit facilities, we may access your data held with a credit reference agency in accordance with the provisions of the Code of Practice on Consumer Credit Data. You understand and agree that the Bank reserves the right to cancel or not to proceed with this application if the required documents and/or application information are not provided within 30 days from the date of the application, and/or the relevant requirement(s) is not met. You further confirm and agree that we may give any information in connection with this application (including your personal information) to the parties (whether situated in or outside of the Hong Kong Special Administrative Region of the People’s Republic of China) and for the purposes as set out in the Notice. |
