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card
The longer the distance, the higher the gain.
Up to 4.25%p.a.* on your savings
The longer the distance, the higher the gain.
Up to 4.50%p.a.* on your savings
Step 1 Open JustOne Personal Account

Step 2 Start depositing funds into your account and build incremental average balance of at least RM2,000 during the Speed Bonus Period
Step 3 Maintain the incremental average balance of at least RM2,000 during Challenger Bonus Period to be eligible for up to 4.25%p.a.* on JustOne Personal Savings Account
Step 1 Open JustOne Preferred Account

Step 2 Start depositing funds into your account and build incremental average balance of at least RM2,000 during the Speed Bonus Period
Step 3 Maintain the incremental average balance of at least RM2,000 during Challenger Bonus Period to be eligible for up to 4.50%p.a.* on JustOne Preferred Savings Account
*The 4.25%p.a. interest is on the Challenger Bonus Period only, based on returns for JustOne Personal Savings Account where customer has fulfilled the Product and Promotion conditions.
*The 4.50%p.a. interest is on the Challenger Bonus Period only, based on returns for JustOne Preferred Savings Account where customer has fulfilled the Product and Promotion conditions.

You are applying for

To start things off, please provide us with the following and click "Next":

Title*
Full name *
Full name as in IC/Passport. Example "Ahmad Bin Osman"
Mobile number *

    e.g. 012 12345678
Email *
Nationality *
I.C. Number *
Your preferred Branch*
Overdraft facility
  1. Credit limit of RM1,000
  2. Low interest rate of 3.2% p.a. (applicable only to the utilised amount)
  3. Hassle-free application with no income documents required
  4. You can choose to pay in full. Alternatively, pay the minimum amount of either 5% of the outstanding balance or RM25, whichever is higher, every month.
  5. No set-up fees, commitment fees, monthly fees or usage fees.
 
How did you find out about this online offer?
 
By clicking Next, you agree that we may contact you in case your application is not successfully submitted.
Next


| 1. Personal Info


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| 2. Employment Info

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| 3. Funds Transfer

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| 4. Preview


Congratulation. You have successfully applied for the CashOne

Your reference number for the application is

What happens next?

Provide us with the following required documents:
  • Copy of NRIC (Front & Back)

Bring the documents to a branch

Find the closest branch

Fax the documents to us at

3920 4920



JUSTONESaadiq JustOne Account-i Application / Personal / Employment / Additional Options / Documents / Review

| 1. Personal Info

Foreign Account Tax Compliance Act ("FATCA")

* Indicates a required field

The Foreign Account Tax Compliance Act (FATCA) is an important development in U.S. efforts to improve tax compliance involving foreign financial assets and offshore accounts. Under FATCA, U.S. taxpayers with specified foreign financial assets that exceed certain thresholds must report those assets to the IRS. In addition, FATCA will require foreign financial institutions to report directly to the IRS information about financial accounts held by U.S. taxpayers, or held by foreign entities in which U.S. taxpayers hold a substantial ownership interest.

Are you a US Resident * "US Resident" any person who is physically present in the US for the minimum number of days as set out in the Substantial Presence Test defined by the US Inland Revenue Services.
Are you a US Citizen? *
Do you hold a US Permanent Resident Card (Green Card)? *
What is your country of birth? *
         Subject to applicable local laws, I hereby consent for Standard Chartered Bank Malaysia Berhad / Standard Chartered Saadiq Berhad or any of its affiliates (including branches) to share my information with domestic and overseas tax authorities where necessary to establish my tax liability in any jurisdiction.
Where required by domestic or overseas regulators or tax authorities, I consent and agree that the Bank may withhold from my account(s) such amounts as may be required according to applicable laws, regulations and directives.

Personal details

* Indicates a required field

Full name
Gender *
Date of birth *
Nationality *


Please Specify *
ID Type: *
I.C. Number (New)*  –  –

e.g. XXXXXX-XX-XXXX    

Re-enter I.C. Number (New)*  –  –

e.g. XXXXXX-XX-XXXX    

ID number *
I.C. No. (Old) *
Passport number *
Passport expiry date *
Home phone number *
e.g. For West Malaysia, enter as 003 12345678.
For east Malaysia, enter as 088 123456
Marital status *
Education level *

Home address

* Indicates a required field

Residential address *



Postal code *
City *
State *
Country *
Home ownership type *
Residence type *
Years of residence *

Permanent address

* Indicates a required field

 
Address *



Postal code *
City *
 

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| 2. Employment Info

Employment Details

* Indicates a required field

Nature of employment *
Name of employer *
Name of business *
Position held *
Years of service in current job*
Office phone number *
Annual income*

Business address

* Indicates a required field

Address *



Postal code *
City *
State *
Country *
Mailing address *
 
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| 3. VAS

Additional Options


eStatements

This card comes with the convenience of eStatements

Simply login to Standard Chartered Online Banking to view your eStatement anytime, anywhere.

Benefits of eStatement Service
  • View up to 12 months of your eStatement from the date of subscription
  • Choose to be notified via SMS or Email alerts when your eStatement is ready
  • Access your eStatement via Online Banking or have them sent to a designated email address
  • No charges for eStatement Online
Online Banking
This card comes with the convenience of Standard Chartered Online Banking and Phone Banking

Credit Card Services with Online Banking
  • Balance and details enquiry
  • View transaction history
  • Make payment to your Standard Chartered credit card
  • Make payment to over 300 billing organisations
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| 4. Doc Upload

Two convenient options for providing documents:

* Indicates a required field

These are the documents you need:  
Identification Documents:
  • Copy of NRIC (front and back) or
  • Police Warrant Card (front and back) or
  • Service ID - Armed Forces (front and back) or
Income Documents:
Salaried Emplyee (Drawing Basic or with Commission or Fixed Allowance)
  • Payslip / ePayslip (Latest 1 month) or
    *Note- Commission / allowance earners are required to provide latest 3-months payslip with commission/fixed allowance income included for it to be taken into account
  • EA Form (Recent 12 months) or
  • EPF Statement or equivalent for those working in Brunei or Singapore (Issue date not more than 60 days) or
  • Borang B / BE (eFiling �?submission page only / Manual Submission copy �?complete with LHDN’s acknowledgment / payment slip) or
  • Employment Letter (Issue date not more than 60 days)
Self Employed
  • EPF Statement or equivalent for those working in Brunei or Singapore (Issue date not more than 60 days) or
  • Borang B / BE (eFiling �?submission page only / Manual Submission copy �?complete with LHDN’s acknowledgment / payment slip)
Upload required documents now? *
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| Blank

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| 6. Review

Contact details

Edit
Title & full name:
 
Mobile phone number:
Email:
Your preferred Branch :
Overdraft facility :

Foreign Account Tax Compliance Act ("FATCA")

Edit
You are a US Resident:
You are a US Citizen:
You hold a US Permanent Resident Card (Green Card):
Your country of birth:

Personal details

Edit
Gender:
Date of birth:
Nationality:
ID Type:
I.C. Number (New):
ID number *
I.C. No. (Old)
Passport number:
Passport expiry date:
Home phone number:
Marital status:
Education level:

Home address

Edit
Residential address:
Postal code:
City:
State:
Country:
Home ownership type:
Residence type:
Years of residence:

Permanent Address

Edit
 
Same as Residential Address
Street name:
Postal code:
City:

Employment Details

Edit
Nature of employment:
Name of employer:
Name of business:
Position held:
Years of service in current job:
Office phone number:
Annual income :

Business address

Edit
Address
Postal code:
City:
State:
Country:
Mailing address:
 

Saadiq JustOne account-i JUSTONE Declaration and Acceptance


I confirm that I have read and agree to be bound by the declaration contained in the Customer TermsSaadiq Personal Account Rules and Regulations , and I wish to submit my application.

I confirm that I have read and understood the Bank’s Notice on Privacy Statement, and I consent to the Bank’s processing of my personal data.

Saadiq JustOne account-i JUSTONE Declaration and Acceptance


By signing or submitting this application

  1. The JustOne Overdraft ("Overdraft") is only available to individual customers who are single account holders of the JustOne Current Account. The JustOne Current Account refers to either:
    (a) the JustOne Personal Current Account;
    (b) the JustOne Preferred Current Account; or
    (c) the JustOne Priority Current Account.

  2. You must be at least 21 years of age at the time of application.

  3. You are only entitled to one Overdraft regardless of the number of JustOne Current Accounts you may hold with us.

  4. The Overdraft limit is capped at RM1,000.00 only. You will be charged interest at the rate of 3.2% p.a. on the amount of the overdraft utilized. Interest is calculated daily and charged monthly. The interest will be debited into the current account. Once the interest is debited into the current account, it will be considered as part of the outstanding balance.

  5. We may allow you to draw in excess of the Overdraft limit if we deem appropriate. In such an instance, please note that:
    (a) this is not a waiver of our right to require your Overdraft to be maintained within the limit;
    (b) you must pay the excess immediately upon demand by us; and
    (c) A higher interest rate of 4.2 % p.a. will be charged on the excess until it is repaid.

  6. The monthly minimum amount payable will be 5 % of outstanding amount or RM25, whichever is the higher. You may pay either the full amount or minimum amount payable each month. Any unpaid minimum payments due from previous statements will be carried forward to the following month and you will have to settle all these amounts in the following month as specified in that statement.

  7. In addition, if we do not receive the minimum repayment amount on or before the due date:
    (a) you may not be allowed to use the Overdraft until the minimum repayment has been paid; and
    (b) you may be asked to pay all accrued interest, previous months' minimum amounts which have not been paid, plus any other sum due to be paid to us, immediately.

  8. The Overdraft is valid for one year from date of approval, and is subject to review at any time. Upon such review, we may renew, terminate, suspend, or vary the limit of the Overdraft and/or impose additional conditions as we deem fit. If we do not renew the Overdraft, we may require you to repay all outstanding amounts and accrued interest immediately when we demand it in writing.

  9. You may cancel the Overdraft by giving us reasonable notice in writing. All outstanding balance and interest accrued must be settled in full before termination. If any outstanding balances or interest remains unpaid, these amounts will be treated as excess drawings on the account, and we are entitled to charge interest in accordance with clause 5(c).

  10. You must read these terms and conditions together with the Customer Terms, the terms governing Personal Loan/Term Loan/Personal Line of Credit/Overdraft/CashOne, and any other documents referred to in Part A of our Customer Terms forming our banking agreement. If there is any inconsistency between these terms and conditions and the Customer Terms, the terms governing Personal Loan/Term Loan/Personal Line of Credit/Overdraft/CashOne, these terms and conditions shall prevail.

Please scroll down and read through the JustOne Overdraft Declaration and Acceptance
If you do not wish to share your information with other companies within Standard Chartered Group for the purpose of promotions and offers, you may opt out by visiting any of our branches or calling our contact center at 1300 888 888.

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