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A few requirements for this card:

Age
  • 21 to 65 years old
Minimum income requirement
  • Classic / Gold / Business Gold Card – Minimum annual income of RM24,000 (Click for other card selection)
  • Platinum / Business Platinum Card – Minimum annual income of RM48,000 (Click for other card selection)
  • Preferred World MasterCard – Minimum annual income of RM72,000 (Click for other card selection)
  • Please note that all credit card applications are subject to the Bank’s approval & credit evaluation. In the event we are unable to issue your preferred credit card type, we will offer you an alternative card.

You are applying for a

To start things off, please provide us with the following and click "Next":

Title *
Full name *
Full name as in IC/Passport. Example "Ahmad Bin Osman"
Mobile number *

    e.g. 012 12345678
Email *
Nationality *
I.C. Number *
 
How did you find out about this online offer?
 
By clicking Next, you agree that we may contact you in case your application is not successfully submitted.
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Now you can conveniently
upload documents online!
Here is what you'll need:

For Malaysia Citizens

  • Copy of NRIC (front and back)
  • Income Documents
 

For Foreigners

  • Copy of Passport
  • Income Documents
Don’t have the documents handy? You can still complete the online form and either fax or drop off the documents at any one of our branches at your convenience.

| 1. Personal Info


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| 2. Employment Info

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| 3. Funds Transfer

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| 4. Preview



Credit Card Application / Personal / Employment / Additional Options / Documents / Review


Applying for...


| 1. Personal Info

Personal details

* Indicates a required field
Name to appear on card *

Up to 19 characters
Gender *
Date of birth *
Nationality *


Please Specify *
ID Type: *
I.C. Number (New)*  –  –

e.g. XXXXXX-XX-XXXX     
Re-enter I.C. Number (New)*  –  –

e.g. XXXXXX-XX-XXXX     
ID number *
I.C. No. (Old) *
Passport number *
Home phone number *
e.g. For West Malaysia, enter as 003 12345678.
For east Malaysia, enter as 088 123456
Race *
Marital status *
Highest education *

Home address

* Indicates a required field
Address *

Postal code *
Town *
Area/State *
Country *
Years at address *
Ownership status *
Residence Type *

Reference check

* Indicates a required field
Name *
This person may be contacted for a reference check.
He/she must not be living with you.
Relationship to you *
Contact number *

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| 2. Employment Info

Current employment details

* Indicates a required field
Nature of employment *
Employer *
Major shareholder in the company *
Controlling Director in the company *
Years in service *
Nature of Business *
Position Held *
Office phone number *

Office fax number
Business registration no.

Business address

* Indicates a required field
Address *
Postal code *
Town *
Area/State *
Country *
Make this my mailing address

Income details

* Indicates a required field
Gross Annual Income (RM) *
Source(s) of Income *



Anticipated Credit Card Expenditure per Month (RM) *
Your other financial commitments (e.g. with cooperatives, building societies, credit companies and merchants that provide credit sales) per month. Note: Please indicate as “0” if you do not have any other financial commitments *
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| 3. VAS

Additional Options

eStatements

This card comes with the convenience of eStatements

 Simply login to Standard Chartered Online Banking to view your eStatement anytime, anywhere.

Please note that with the eStatement service, you will not be receiving paper statements. Click here for Terms and Conditions.

Benefits of eStatement Service
  • View up to 12 months of your eStatement from the date of subscription
  • Choose to be notified via SMS or Email alerts when your eStatement is ready
  • Access your eStatement via Online Banking or have them sent to a designated email address
  • No charges for eStatement Online
Online Banking
This card comes with the convenience of Standard Chartered Online Banking and Phone Banking

 Credit Card Services with Online Banking
  • Balance and details enquiry
  • View transaction history
  • Make payment to your Standard Chartered credit card
  • Make payment to over 300 billing organisations

Supplementary card
Title & first name*
Full name *
Full name as in IC/Passport. Example "Ahmad Bin Osman"
Name to appear on card *

Up to 19 characters
Gender *
Date of birth *
Nationality *



Please Specify *
ID Type: *
I.C. Number (New)*  –  –

e.g. XXXXXX-XX-XXXX
Re-enter I.C. Number (New)*  –  –

e.g. XXXXXX-XX-XXXX
ID number *
I.C. No. (Old) *
Passport number *
Home phone number *

e.g. For West Malaysia, enter as
003 12345678. For east Malaysia, enter as 088 123456    
Mobile phone number *

    e.g. 012 1234567
Race *

Relationship to applicant *
Address *

Postal code *
Town *
Area/State *
Country *
Employer
Position Held
Office phone number


Overlimit
I wish to apply for the Overlimit Service (usage of cards in excess of approved credit limit) effective 1 October 2011.
Note: Overlimit Service is subject to Cardholder's good conduct of account with the Bank. A fee of RM50 will be charged per occurrence if Cardholder exceeds his / her approved credit limit.
 
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| 4. Doc Upload

Two convenient options for providing documents:

* Indicates a required field
These are the documents you need:  
Identification Documents:
  • Copy of NRIC (front and back) OR
  • Police Warrant Card (front and back) OR
  • Service ID (front and back) OR
  • Passport
Income Documents:
Employed
  • Latest One (1)* month salary Slip AND Latest One (1)* month bank statement OR
  • Latest EPF Statement OR
  • Latest Borang BE (Full Submission to LHDN)
    *For Commission earners: six (6) months
Self Employed
  • Six (6) Month Bank Statements and Business Registration Form 9, 24, 49 OR
  • Latest EPF Statement OR
  • Latest Borang B (Full Submission to LHDN)
Note:
  • Latest documents must be submitted with complete application form. Standard Chartered Bank may request for additional documents at our absolute discretion if required.
  • If you do not hold any valid Credit Card issue by any Financial Institution in Malaysia, you are REQUIRED to provide along your certificates i.e. Degree, Diploma certificates.
Upload required documents now? *
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| Blank

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| 6. Review

Contact details

Edit
Title & full name:
 
Mobile phone number:
Email:
How did you find out about this online offer?

Personal details

Edit
Name to appear on card:
Company name to appear on card
Gender:
Date of birth:
Nationality:
ID Type:
I.C. Number (New):
ID number
I.C. No. (Old)
Passport number:
Home phone number:
Race:
Marital status:
Highest education:

Home address

Edit
Street name:

Postal code:
Town:
Area/State:
Country:
Year at address:
Ownership status:
Type of residence:
Make this my mailing address:

Reference check

Edit
Name:
Relationship to you:
Contact number:

Current employment details

Edit
Nature of employment:
Employer:
Major shareholder in the company?
Controlling Director in the company:
Years in service:
Nature of business:
Position held:
Office phone number:
Office fax number:
Business registration
no.:

Business address

Edit
Street name:

Postal code:
Town:
Area/State:
Country:
Make this my mailing address:

Income details

Edit
Gross annual income (RM):
Source(s) of income:
Anticipated Credit Card expenditure per month (RM):
Your other financial commitments:

Additional options

Edit
Supplementary card
No, I will add the supplementary card laterYes, I will add the supplementary card
Title & full name
 
Name to appear on card
Gender
Date of birth
Nationality
ID Type:
I.C. Number (New)
ID number
I.C. No. (Old)
Passport number
Home phone number
Mobile phone number:
Race
Relationship to applicant
Street name

Postal code
Town
Area/State
Country
Employer
Position Held
Office phone number
Would you like to apply for Overlimit?

Document upload

Document upload list:

Credit Card Annual Fees, Declaration and Acceptance

Annual Fees

Standard Chartered Credit Cards

Card Type

VISA / MASTERCARD

Principal

(RM)

Supplementary

(RM)

Flexi

Classic

90

50

Gold

175

100

Platinum

250

135

Preferred World MasterCard

350

Free

Standard Chartered Business Visa Credit Cards

Card Type

VISA

Principal (RM)

Gold

200

Platinum

300

Government Service Tax

(Charged annually by the Royal Customs Department)

• RM50 service charge on each Principal Card

• RM25 service charge on each Supplementary Card

Finance Charges

Interest Rate % p.a. on:

Retail Transactions

Based on prompt repayment of minimum or full payment for:

i.        15% p.a. : Last 12 consecutive months.

ii.       17% p.a. : 10 months or more within the last 12 consecutive months.

iii.      18% p.a. : Less than 10 months within the last 12 consecutive months.

Finance charges are calculated on the outstanding amount on a daily basis.

Cash Advance Fee

A Cash Advance fee of up to 5% or minimum of RM25 will be imposed on each transaction (applicable for Credit Card and Cheque-on-Call).

Balance Transfer / Cheque-on-Call / Flexipay / Flexi-on-Balance

A prevailing finance charge of 18% p.a. will be levied on the outstanding balance if the monthly instalment is not paid in full on time every month.

Retail Transactions

i. Interest Free Period

   20 days from statement date – if all outstanding balance of the previous month is fully paid.

ii. No Interest Free Period

   if Cardholder opts to pay partial or minimum payment within due date, finance charges on retail transaction (excluding Cash Advance or Balance Transfer / Cheque-on-Call / FlexiPay / Flexi-on-Balance will be imposed from the day transaction is posted to the card account.

Cash Advance Fee

A Cash Advance fee of up to 5% or minimum of RM25 will be imposed on each transaction (applicable for credit card and Cheque-on-Call).

Overlimit Service

A fee of RM50 will be charged only if Cardholder had exceeded his/her approved credit limit.

Minimum Monthly Payment

5% of the outstanding balance or a minimum of RM50, whichever is higher for

i. Credit Card

ii. Balance Transfer

iii. Easy Payment Scheme

iv. FlexiPay

v. Flexi-on-Balance

vi. For Cheque-On-Call Plus: The full amount of monthly installment due

Late Payment Charges#

Minimum of RM10 or 1% of total outstanding balance as at statement date, whichever is higher, capped to a maximum of RM100 per account.  

Conversion Rate for Overseas Transactions

Determined by Visa International or MasterCard International plus administration cost of 1%.  

Rates are subject to change from time to time. For further information, please visit standardchartered.com.my

Minimum Age 

Principal Cardholder 21 years and above.  

Note: I agree that the Bank is entitled to decline my credit card application if the Bank is made aware that I have two (2) credit cards including those which are pending with any bank/lender/financial institution before my credit card application with the Bank is approved.  

Minimum Annual Income 

RM24,000 : Classic / Gold / Business Gold

RM48,000 : Platinum / Business Platinum

RM72,000 : Preferred World MasterCard





By signing or submitting this application:

  1. You represent and warrant that all information (including any documents) you have given to us in connection with the application is correct, complete and not misleading. (If this is not the case you may be personally liable.);
  2. You authorise us to verify any of the information you have given to us or your credit standing from anyone we may consider appropriate (such as an authority or credit reference agency);
  3. You confirm that you have fully declared all your financial commitments and acknowledge that you have accurately disclosed all important information that has a bearing on our financial decision;
  4. You confirm and acknowledge that we have advised you and your have considered the importance of having a plan on how to service repayment after your retirement in the event your financial tenure extends into your retirement;
  5. You acknowledge that we may decline your application without giving you any reason for doing so. If this happens, no contractual relationship arises between us and you; you consent to us retaining all supporting documents submitted by you for the processing of this application, regardless of whether this application is approved or not;
  6. You opt for, confirm and agree that we may give any information in connection with this application (including your personal information) to any service provider (whether located in or outside of Malaysia) for the purposes of providing any service to you in connection with this application (including data processing);
  7. If you are applying for any other product, you declare that you have read and understood our Customer Terms and the applicable documents referred to in Part A of our Customer Terms forming our banking agreement which are made available at any of our branches or on our website at standardchartered.com.my and you agree to be bound by them;
  8. You acknowledge that you are bound by any variation we make to these documents, in accordance with our banking agreement. In particular, you understand that by entering into our banking agreement you give indemnities, authorisations, consents and waivers and agree to limitations on our liability;
  9. You consent us to contacting you at the address, email address and phone numbers you have provided to us, to give you information on other products and services that we, or our strategic partners, may offer;
  10. If your application includes any application for Supplementary Credit Cards, you acknowledge that the Principal Cardholder shall be liable for all cost and charges incurred under the Principal and all Supplementary Credit Cards, while each Supplementary Cardholder shall only be liable for the cost and charges incurred under his/her own Supplementary Credit Card;
  11. If you are applying for a Credit Card, Personal Loan / Personal Financing or other credit facility, you confirm that you are not related to any of our Standard Chartered Bank Malaysia Berhad’s directors, employees involved in appraising, approving or reviewing credit facilities or controlling shareholders (“specified persons”) and no specified person is acting as your guarantor. If you are or become related to a specified person, or any specified person is or becomes your guarantor, you agree to notify us of the same of and your relationship with the specified person when you become aware of the relationship;
  12. You acknowledge and understand that this EBS will include all your accounts which are not corporate, partnership, trust or estate accounts, or accounts which require more than one signature to operate;
  13. You authorise us to send any Security Codes (as defined in our banking agreement), whether by ordinary post to your latest address, or by SMS to the mobile phone number in our records, or by other electronic means;
  14. You agree to accept the risk of non-receipt and/or disclosure of the Security Codes to other persons, and you will not hold us responsible for any loss you may suffer as a result of such non-receipt or disclosure;
  15. The mobile number provided in this form will be used to send you SMS Alerts and your One Time Password (OTP). OTP is required when adding new payee for fund transfer and/or bill payment. For overseas mobile number, please provide your country and area codes;
  16. Official correspondence may be sent to the email address provided in this form;
  17. Email address is mandatory for receiving eStatements and Email Alerts.

Please scroll down and read through the Credit Card Declaration and Acceptance

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Did you know?

Your card comes with access to special cardholder privileges, SMS and email alerts. You can find out more about this via our website.

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