全港食肆「高達15%現金券回贈」推廣計劃 (「此推廣計劃」)之條款及細則：
1. 推廣期由2012年12月1日至2013年1月31日(「推廣期」)。並分為2個階段進行﹕階段1為2012年12月1日至31日 (包括首、尾兩天) ；階段2為2013年1月1日至31日 (包括首、尾兩天) 。
2. 首50,000名客戶於推廣期的首天(凌晨12時起)至最後一天(晚上11時59分止)致電 24小時登記熱線1836369或登入standardchartered.com.hk/dining，登記適用信用卡戶口(定義見下列條款3)，其食肆簽賬(定義見下列條款5及7)方可獲高達15%現金券回贈。
3. 客戶須以渣打銀行(香港)有限公司(「本行」)發行之信用卡，包括渣打信用卡、渣打銀聯雙幣白金信用卡、渣打聯營卡及渣打American Express®卡，MANHATTAN信用卡及其聯營卡(不包括渣打JOS Visa商務白金卡、渣打公司卡及安信精明卡)(「適用信用卡」)簽賬方可享有優惠。
4. 登記過程中，客戶須選擇一款商戶(選擇包括city’super/意粉屋/Pokka Café/星巴克)之現金券 (「現金券」)。成功登記後，已選定的現金券將不可更改或撤銷。每張適用信用卡只須於推廣期內登記並選擇現金券一次。如該信用卡進行多於一次登記，獲本行確認的最後一次登記紀錄將會被採用。成功登記之客戶於完成登記時將獲發一個參考編號。本行保留有關合資格簽賬的最終決定權。
5. 客戶於推廣期內以適用信用卡戶口作零售簽賬或現金透支，每個階段累積簽賬 (定義見下列條款6) 總額滿HK$5,500或以上，而當中所作之合資格食肆簽賬(定義見下列條款7)可獲現金券回贈。適用信用卡之主卡及附屬卡的簽賬將合併計算。客戶之適用信用卡賬戶於每個階段最多可獲贈HK$300現金券回贈。如客戶於推廣期內均符合2個階段之累積簽賬滿HK$5,500或以上，而當中之合資格食肆簽賬均滿HK$3,000或以上，可獲基本HK$600及額外HK$300現金券回贈，即於整個推廣期內最多可獲HK$900現金券回贈。
 
每階段累積簽賬總額 每階段累積食肆簽賬金額 現金券回贈
HK$5,500 或以上 HK$1,000 - 1,999 HK$50
HK$2,000 - 2,999 HK$150
HK$3,000 或以上 HK$300
2個階段均達食肆簽賬HK$3,000或以上
(例子I)		 2個階段HK$600
+額外 HK$300
(即合共最高 HK$900現金券回贈)

例子I：
 
推廣期 每階段累積簽賬總額 現金券回贈 合共最高現金券回贈
階段1 HK$5,500
(包括零售HK$2,500 + 食肆 HK$3,000) 		=HK$300X2(階段1+2)
基本HK$600
+
額外HK$300		 = HK$900
階段2
6. 累積簽賬包括以適用信用卡於推廣期內所作之本地及海外零售簽賬、網上簽賬、現金透支及免息分期付款計劃之總金額(以顯示於月結單上之交易日期計算及須於2013年1月31日或以前已誌賬)。其他交易均不適用於此推廣計劃，包括但不只限於郵購、電話購物、自動轉賬、繳交公共事務費用、保費、八達通自動增值、已誌賬之免息分期之每月供款、手續費、年費、逾期費用、超額費用、利息/財務費用、結餘轉賬之金額及利息、「兌現年息優惠」計劃之金額及利息/手續費、「兌現分期」或「月結單分期」計劃之供款及利息/手續費、網上繳款、兌換籌碼及繳稅金額。所有未誌賬 / 取消 / 退款 / 偽造 / 未經許可的交易均不適用於此推廣計劃。
7. 合資格食肆簽賬包括以適用信用卡於推廣期內(以顯示於月結單上之交易日期計算及須於2013年1月31日或以前已誌賬)於本地餐廳、快餐店、酒店餐飲、酒吧及酒廊以港幣交易之新簽賬。其他交易均不適用於此推廣計劃，包括但不只限於商戶編號為非餐廳/食肆之商戶/機構(根據本行/Visa國際組織/MasterCard Asia/Pacific (Hong Kong）Limited/美國運通/中國銀聯不時界定)、海外食肆簽賬、酒席宴會、私人宴會、包場派對、私房菜、設於美食廣場/超級市場/百貨公司內之食肆、俱樂部/會所內之餐飲或個別商戶之收單銀行所鑑定之商戶編號為非有關行業之正確商戶編號或其他未經許可之簽賬。
8. 全港食肆「高達15%現金券回贈」是以客戶於2個階段均累積食肆簽賬HK$3,000計算，可獲基本HK$600及額外HK$300現金券，即合共HK$900現金券回贈。此外，每階段之任何累積簽賬總額均須滿HK$5,500或以上。
9. 少於HK$450現金券將於推廣期後第3個月內以郵寄方式寄至合資格客戶的指定信用卡賬戶之通訊地址。而HK$450或以上之現金券將於推廣期後第3個月內以獎賞換領信方式郵寄至合資格客戶的指定信用卡賬戶之通訊地址，其換領獎賞之詳情將會於該信內列明。
10. 客戶如在推廣期後第3個月後仍未收妥現金券，須通知本行；否則，本行恕不承擔有關責任，也不會作任何賠償。
11. 有關之適用信用卡賬戶必須於現金券寄出時仍為有效以及信用狀況良好，方可享有關現金券；否則，本行有權取消有關現金券。
12. 本行將經電腦核實客戶之信用卡交易紀錄，以確定客戶於此推廣計劃可獲享之現金券。若簽賬存根印載的資料與本行存檔紀錄不符，將以本行存檔紀錄為準。
13. 如客戶於獲取現金券後取消用作計算此推廣計劃的任何有關簽賬，本行有權從客戶之適用信用卡賬戶內扣除客戶所獲享之現金券相等價值的行政費用，而毋須另行通知。
14. 所有現金券不可退換、轉讓或兌換現金。
15. 所有現金券須根據現金券供應商之條款及細則使用。
16. 客戶明白及接納所有產品/服務並非由本行所提供。因此，有關各項產品/服務的各方面(包括但不只限於質素及供應量)，本行理應毋須負上任何法律責任。
17. 客戶必須保留有關之交易單據及信用卡簽賬存根正本以作核對之用。如有任何爭議，客戶必須提供有關之交易單據及簽賬存根正本，以便本行作進一步調查。所有已遞交之有關文件將不獲發還。
18. 本行保留隨時更改或終止此推廣計劃以及修訂條款及細則之權利。如有任何爭議，本行將保留最終決定權。
19. 中英文版本之內容如有歧義，一概以英文版為準。
   
Terms and Conditions of “Up to 15% Cash Coupon Rebate” on your spending in all restaurants in town (the "Promotion"):
1. The Promotion Period is from 1 December 2012 to 31 January 2013 ("Promotion Period"). The Promotion Period is divided into 2 phases: Phase 1 is from 1 - 31 December 2012 (both dates inclusive) and Phase 2 is from 1 - 31 January 2013 (both dates inclusive).
2. The first 50,000 cardholders who register their Applicable Credit Card Account (as defined in Clause 3 below) via the 24-Hour Registration Hotline 1836 369 or standardchartered.com.hk/dining anytime between 12:00am of the first day and 11:59pm of the last day of the Promotion Period are eligible for Up to 15% Cash Coupon Rebate on dining transactions (as defined in Clause 5 and 7 below).
3. To be eligible for the Promotion, cardholders are required to settle payment with credit cards issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”), including Standard Chartered Credit Card, Standard Chartered UnionPay Dual Currency Platinum Credit Card, Standard Chartered Co-branded Cards and Standard Chartered American Express® Card, MANHATTAN Credit Card and its Co-branded Cards. ("Applicable Credit Card"), except Standard Chartered JOS Visa Platinum Card, Corporate Card and Prime Credit VISA cards.
4. Cardholders are required to select their preferred cash coupons (“Coupons”) from one designated merchant (Including choices of city’super/The Spaghetti House/Pokka Café/Starbucks) Once registered, the selected Coupons cannot be changed or cancelled. Each Applicable Credit Card is only required to be registered with selected Coupons once only within the Promotion Period. If the cardholders register the same credit card more than once, only the latest registration received by the Bank will apply. Cardholders will receive a reference number upon successful registration. Eligible Transactions shall be determined at the sole and absolute discretion of the Bank.
5. During the Promotion Period, cardholders are required to make Accumulated Transactions (as defined in Clause 6 below) on retail purchase or cash advance of HK$5,500 or above in each phase with the Applicable Credit Card Account in order to be entitled to Cash Coupon Rebate on Eligible Dining Transactions (as defined in Clause 7 below) in the same phase. Transactions made by the Principal and Supplementary Cardholder(s) of the Applicable Credit Card Account will be counted collectively. Each Applicable Credit Card Account is entitled to a maximum of HK$300 Cash Coupon Rebate in each phase. If Cardholders achieve an Accumulated Transactions Amount of HK$5,500 or above with Eligible Dining Transactions Amount of HK$3,000 or above in each of the 2 phases within the whole Promotion Period, they will enjoy a basic HK$600 Cash Coupon Rebate and an extra HK$300 Cash Coupon Rebate, i.e. up to HK$900 Cash Coupon Rebate for the whole Promotion Period.
 
Accumulated Transactions Amount for Each Phase Accumulated Dining Transactions Amount for Each Phase Cash Coupon Rebate
HK$5,500 or above HK$1,000 - 1,999 HK$50
HK$2,000 - 2,999 HK$150
HK$3,000 or above HK$300
Dining transactions in each of the 2 phases reaching HK$3,000 or above (Example I) HK$600 for 2 phases+ Extra HK$300
(Maximum HK$900 Cash Coupon Rebate in total)

Example I:
 
Promotion Period Accumulated Transaction Amount for Each Phase Cash Coupon Rebate Maximum Cash Coupon Rebate in Total
Phase 1 HK$5,500
(Including retail transactions of HK$2,500 + dining transactions of HK$3,000)		 HK$300X2 (Phase 1+2) =Basic HK$600
+
Extra HK$300 		= HK$900
Phase 2
6. Accumulated Transactions include all local and overseas retail purchases, online purchase ,cash advance and principal of Interest-free Instalment Plan made with the Applicable Credit Card Account during the Promotion Period (based on the transaction date shown on the monthly statement and all valid transactions should be posted on or before 31 January 2013). Other transactions are NOT eligible for the Promotion, including but not limited to mail order, phone order, auto payment, utilities bill, insurance payment, Octopus Automatic Add-Value amount, billed monthly instalment of Interest-free Instalment Plan , handling fee, annual fee, past due charges, overlimit charges, interest/finance charges, balance transfer amount and interests, "Credit-to-Cash" Preferential Annual Rate Program amount and interests/handling fee, "Instalment Credit Plan” or "Statement Instalment Plan" monthly instalment amount and interest/handling fee, online bill payment, casino chip exchange and tax payment. Any unposted/cancelled/refunded/falsified and any unauthorized transactions are also excluded.
7. Eligible Dining Transactions include all local dining transactions, transactions for restaurants and cafes, fast food, hotel dining, drinking places, bars, lounges and discos in Hong Kong Dollars with the Applicable Credit Card Account during the Promotion Period (based on the transactions date shown on the monthly statement and all valid transactions should be posted on or before 31 January 2013). Other transactions are NOT eligible for the Promotion, including, without limitation, merchant codes which are not defined as restaurants/dining merchants/organizations (according to the Bank/ Visa International / MasterCard Asia/ Pacific (Hong Kong) Limited/ American Express/UnionPay from time to time), overseas dining transactions, transactions made in private parties/functions, private room events, private kitchen, dining outlets in food courts / supermarkets / department stores, transactions in associations/club houses or individual merchants with merchant codes not defined by the acquiring banks as appreciate merchant codes of the relevant business or any unauthorized transactions.
8. “Up to 15% Cash Coupon Rebate” on your spending in all restaurants in town is calculated and based on accumulative dining transactions amount of HK$3,000 or above in each of the 2 phases. Upon fulfilling this requirement, a basic HK$600 and an extra HK$300 Cash Coupon Rebate will be offered and Cardholders will enjoy a HK$900 Cash Coupon Rebate in total. And the accumulated amount for any spending or cash advance transaction of each phase must reach HK$5,500 or above.
9. For Cash Coupon of less than HK$450, it will be mailed by post to the correspondence address of the Applicable Credit Card Account within the 3rd month after the Promotion Period. For Cash Coupon of HK$450 or above, a redemption letter will be mailed by post to the correspondence address of the Applicable Credit Card Account within the 3rd month after the Promotion Period. Details of gift redemption will be specified on the redemption letter.
10. Cardholders shall notify the Bank if they do not receive the Coupon 3 months after the Promotion Period; otherwise, the Bank accepts no liability and will not be liable for any compensation.
11. To be eligible for the offer, the Applicable Credit Card Account must be valid and in good financial standing at the time of dispatching the Coupon; otherwise the offer will be forfeited.
12. The Bank will verify the transaction record to confirm cardholders’ eligibility under the Promotion. In case of discrepancy between the Bank’s computer record and details recorded on the credit card sales slips, the Bank’s computer record shall prevail.
13. If cardholders have cancelled any related transaction which had been included in calculating for the Promotion after the receipt of the Coupon, the Bank has the right to debit the equivalent value of the Coupon as an administration fee from the Applicable Credit Card Account without further notice.
14. All Coupons are not exchangeable, transferable or redeemable for cash.
15. Coupons are subject to the other terms and conditions as stipulated by the supplying merchants.
16. Cardholders understand and accept that the Bank is not the supplier of the products/services offered in this Promotion. The Bank shall have no legal liability relating to any aspect of the products/services, including without limitation, their quality and the supply.
17. Cardholders are required to keep the relevant original sales receipts and credit card sales slips for inspection upon request by the Bank. In case of disputes, cardholders are required to submit the relevant original sale receipt(s) and credit card sales slip(s) for further investigation by the Bank. All relevant documents submitted to the Bank will not be returned.
18. The Bank reserves the right to alter or terminate the above offers and amend the terms and conditions at any time. In case of disputes, the decision of the Bank shall be final.
19. If there is any inconsistency or conflict between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.